Fraud and extortion through loan applications under the guise of the savings and credit union

I want to share something I recently experienced. On August 2, 2022 I downloaded an online loan application called “Loan Loan – DANA NUMPUK”. application long It was developed by KSP friend Dana Sejati. After downloading the application, we will be asked to enter the data.

When the data filling is completed, our data is suddenly transferred to illegal online lending platform that is collaborating with them. Didn’t click apply for a loan, suddenly got two loansacc And without knowing how much the total loan is and how long the repayment period is.

Upon checking, it turned out that I had already applied for 2 online loans at once, with a repayment period of 7 days. There I felt trapped and betrayed, because I had just entered the data, suddenly the loan was approved immediately. Just finished filling in the data, wants to know the limit, but is already a borrower:

  • The first loan is called UANG KINI with a repayment period of IDR 1,800,000, 7 days and the money received is IDR 1,116,000.
  • The second loan is called Cash Loan where Rs 1,600,000 is repaid for a period of 7 days and the money received is Rp 1,008,000.

It took less than 5 minutes for the money to hit my account. I want to cancel the loan, but I can’t because the money has been received. I am looking for a contact Customer service, There aren’t any, only emails in the form of complaints about problems.

On August 7, 2022, I rated Loan Credit Dana’s NUMPUK application with 1 star. Shortly after submitting the review, I received two confirmation messages on my Instagram account. When I opened it, I realized it was from the CS admin side. He asked for my assessment on his app and inquired about the schedule.

Here I give a grade of 1 because I was threatened with D-3 before maturity debt collector To pay off my loan immediately. If you don’t pay, my details will be sent to the contacts on my phone. I was also just complaining about filling in the details but why did I become a borrower?

Then the CS admin explained to me and offered me an interest free refund. So I only paid what I got. His CS party contacted me on August 7, 2022 at the same time and there. At first I was offered to process the payment directly but I declined as it was late at night.

On August 8, 2022 he contacted me again and asked for the payment. He gave me his company account number along with it Nobu bank account number: 608 228 181 3388 a pt pinjaman creditI’m constantly scared debt collector and CS of credits. Finally I processed the payment according to the amount I received totaling IDR 2,124,000.

It turned out that there was an interruption issue during the transfer process, due to which my money was taken, but there was no proof of payment. As if they knew it was going to happen, they kept asking for proof of payment. Back then, I immediately snapped a photo of the ATM I was using when there was a problem with interrupted transfers.

Shortly after that, a new cs admin number appeared with a different number. From what I checked in the app Contact, It’s actually his CS admin number. I am offered by this admin to re-transfer individually with the nominal amount received from each application long That.

Here I emphasize that an error occurred or the transaction could not be transferred because the previous admin did not explain how to transfer one by one. Before the retransfer, I reported what happened to HelloBCA so that those who did not transfer were back in my account.

Chronology of money transfers:

  • First transfer via ATM BCA, IDR 2,124,000 but there was a problem/glitch. I checked the mutation, the amount was deducted. He said that the money had not been received and said Pending, But every time I bring it up, I come to the conclusion that they got the money but want to extort more from me.
  • Second transfer, re-transfer due to panic, finally I transferred Rp1,001,578.
  • The third transfer cost Rp 500,179, but when the third transfer happened, there was another problem. When I asked him when he checked his account’s mutation, he said it was recorded.

Here I began to suspect that they are cheating on me and calling for blackmail. I tend to be suspicious when I have too many accounts long DM me on IG. One of them is IG Dompet’s excellent application, although I don’t use the application. From then on, I began to believe that KSP friend Dana Sejati was a cooperative of scammers. My old friend became a victim of a scam, who would think I’m a victim now. As a result of loan applications under the guise of KSP, it included online lending, all of which turned out to be illegal.

Almost every day I ask for my money which the CS admin promised me, but the answer is always the same, pay the rest of the bill and we’ll refund. This further demonstrates that my funds did indeed go into the PT Pinjaman credit account. Although they were able to deduct the extra money from my transfer, they were able to deduct my refund from the rest of my bill. But the admin still said it couldn’t happen for various reasons.

On 08/11/2022 at 11:00 p.m. I was suddenly contacted again for payment and promised again that if I transfer IDR 1,000,000 I will get the money back. I actually don’t have any more money here because my money was skimmed off by the admin. logically the cs admin is at 11pm chat customer demand payment?

Through my report, I urge OJK to take strict action against such fraud-based KSPs. Special application loan loan Dana NUMPUK, KSP Mitra Dana Sejati. In the past people didn’t pay because long, which are now rising again to the level of fraud and extortion. It turns out a lot of people have the same experience as me. Let’s vote and report together!

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